Reasons You Should Consider Amex Platinum Travel Insurance

 

American Express credit cards are some of the best cards out there for travel and hospitality. If you travel a lot, you probably use these cards. Amex Platinum Travel insurance is something you should consider if you use your card to book airline tickets, or plan a trip around an event you are attending.

There are some situations where you will have a need for emergency medical transportation. If you or your family has an emergency such as a stroke, heart attack, childbirth, or severe trauma and you are waiting for an ambulance to arrive or a medic to arrive on your destination, an Amex platinum travel insurance plan can save you from a lot of stress. Most airlines offer free or greatly discounted emergency medical transportation services during emergency situations. But if you have an Amex Platinum card, you can rest easy knowing that you will not be overcharged for this type of emergency medical transportation.

Many people don’t realize that traveling can also be dangerous. When you are planning a business trip or traveling with family and have to leave the airport for a period of time, you may encounter a traffic jam, accident, or even a security breach. With so much to do and see during a business trip, you don’t want to think about all of the things that could happen while you are away from home. That’s why you should know that Amex Platinum Travel Insurance provides coverage for travel accidents that may occur any time, anywhere. The following is information about the different types of coverage that are available with the platinum card:

There are several different classifications of travel accidents, which include the most common. The most common type of accident is when you are not able to board your flight because it was overbooked. Amex platinum travel insurance has a built-in solution to this issue. You can have your luggage rebooked at the last minute, and you will no longer be billed for the excess cost of your travel insurance.

Another type of accident occurs when you are delayed at the airport. Your flight is canceled and you have to wait at the airport until it can be rescheduled. Because your baggage is non-refundable, you will need to purchase emergency medical insurance that will cover any medical expenses for you and your family while you are waiting for your flight.

American Express platinum travel insurance has a special offer that is only available to members of American Express for their cardholders. You can get a one-time discount on all your traveling needs, including airfare, rental car services, and even points per day for activities you book. You will only pay the regular annual fee of $125 for this benefit, however. You can get up to six different points per dollar spent with this benefit.

One more reason why you should consider purchasing amex platinum travel insurance is if you have a business trip to earn you extra time to get home. If you are a business traveler, you will be required to submit a company check for reimbursement. However, if you have your own ticket, you will not be reimbursed for the flight delay. The card offers a one-hour late bag reimbursement, which means that you will not have to pay any additional fee to be reimbursed for the delay. In order to qualify for this benefit, you need to use an American Express card to book the flight.

You may think that having an AMEX Platinum Card makes sense for anyone who travels on a frequent basis. However, you may be surprised at how little you actually know about using car rental companies when you book your travel plans. Many people end up paying more for their insurance plans because they do not know what the company’s limits are. Amex travel insurance will reimburse you up to twice the amount of money you would have paid to a different company for the same coverage. This extra protection is excellent for those who like to take advantage of any extra features car rental companies offer.